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Roof Storm Damage: Navigating the Insurance Claims Process

Roofing and siding materials today are far better than those available 20-30 years ago. Back then, if a storm hit your area, chances were higher that you would be replacing a ton of things on your exterior. These days, roofs, siding and other components are simply more durable and storm-proof.

That being said, however, even the strongest and most reliable materials can fall victim to the strongest storms. It’s not the rain that usually causes damage; it’s the wind and sometimes what it carries with it.

If your area was hit by a storm and your roof is damaged, you’d be thankful for insurance. However, there are certain steps you should follow when you’re filing a claim.

1. Inspection

Before calling your insurer, make sure not to touch anything yet. Get a camera or smartphone and start taking pictures and videos for documentation. List down what’s damaged or missing, including their prices. Make the closest estimates if you’re unsure of the cost. 

Call your roof replacement contractor to make their inspection too. They will get back to you when they’ve assessed the damage and prepared an estimate. That estimate from your contractor (preferably a contractor recognized by your insurance company) and your documentation will prove useful when you file your claim.

2. Filing Your Claim

Call your insurance provider to file your claim. You can also inform them about your contractor as they may need to interact directly with them.

3. Meeting With the Adjuster

Your insurer will start the claims process and send an insurance adjuster to assess the damage to your property. They may also call your contractor so they can do an inspection with them, compare notes and iron out the details with you. They will sit down with you to discuss these details.

4. Choosing Materials

Your contractor will discuss with you the materials and color choices for your roof replacement. They will schedule the job once you have made your choices.

5. Rebuilding

This is when the contractor will visit your place for the rebuilding of your roof. Make sure to inform your family and make the necessary arrangements to expedite the process.

6. Inspection

Your contractor will invite you to inspect your home after they’re done with the roof installation. They will leave when you’re happy with the results. You may already have a check from your insurance company at this point.

Pritchett Roofing Inc. is ready to help you with this process. We are a trusted roof repair and replacement company. We also work with siding. Call us today at (770) 345-1622 or use this form to schedule an appointment. We look forward to working with you in Canton, GA.

Categories: Roofing
Joel Pritchett: